The BBQ That Changed Everything
It started at a mate's barbecue. Someone mentioned they'd bought a property through their super. Dave nearly dropped his beer. "Mate, I didn't even know you could do that."
Dave had been working as a self-employed electrician since his teens. Wiring houses, running cables, building his business from the back of a ute. He was good at what he did. But when it came to super, he felt completely out of his depth.
The Problem
Dave's super was scattered across three different funds from years of subcontracting. Different employers, different funds, different logins he'd forgotten. He knew the total was "okay" but when he actually logged in and looked - really looked - he felt deflated.
All those years of hard work. All those early mornings. And his super was just... sitting there. Quietly underperforming while he poured everything into his business.
"I felt like everyone else was ahead of me," Dave told us. "My mates were talking about property portfolios and investment strategies. I didn't even understand my own super statement."
The Turning Point
After that BBQ conversation, Dave went home and Googled "can I buy property with my super." The results were overwhelming. Jargon everywhere. Acronyms he'd never seen. SMSF, LRBA, SIS Act. It felt like a foreign language.
Then he found Delphi & Co.
The first thing he noticed was the language. No jargon. No corporate speak. Just plain English from someone who sounded like they actually understood his world.
The Discovery Call
Dave booked a free discovery call - the first step in Delphi & Co's S.I.M.P.L.E. Pathway. He was nervous. He'd never talked to anyone about money before. He expected to feel stupid.
Instead, Adel explained everything in a way that made sense. Like a mate who happened to know everything about super and property. No pressure. No jargon. Just straight answers to straight questions.
"For the first time, it actually made sense," Dave said. "Adel didn't talk down to me. He talked to me like a human being."
The Process
What happened next surprised Dave: he barely had to do anything. Delphi & Co consolidated his three super funds into one SMSF. They handled the trust deed, the ATO registration, the bank accounts. They sorted the finance and found him an investment-grade property that met all the SMSF rules.
The whole thing took 12 weeks. All Dave had to do was check emails and sign.
"I kept waiting for the catch," he said. "For the confusing bit. For the moment where I'd have to figure something out on my own. It never came."
The BBQ After
The next time Dave was at a barbecue, something was different. When the conversation turned to property and super - as it always does - Dave didn't go quiet. He didn't change the subject.
He said: "Yeah, my super owns a property."
The look on his mates' faces was priceless.